{"id":13158,"date":"2024-03-16T10:47:19","date_gmt":"2024-03-16T07:17:19","guid":{"rendered":"https:\/\/farhadsalimi.com\/bilesik-faiz-nedir-nasil-hesaplanir\/"},"modified":"2024-07-17T15:15:23","modified_gmt":"2024-07-17T11:45:23","slug":"bilesik-faiz-nedir-nasil-hesaplanir","status":"publish","type":"post","link":"https:\/\/farhadsalimi.com\/tr\/bilesik-faiz-nedir-nasil-hesaplanir\/","title":{"rendered":"Bile\u015fik faiz nedir? Nas\u0131l hesaplan\u0131r"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">\u0130\u00e7indekiler<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u0130\u00e7indekiler Tablosunu A\u00e7\/Kapat\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/farhadsalimi.com\/tr\/bilesik-faiz-nedir-nasil-hesaplanir\/#Faiz_veya_bilesik_faiz_nedir\" >Faiz veya bile\u015fik faiz nedir?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/farhadsalimi.com\/tr\/bilesik-faiz-nedir-nasil-hesaplanir\/#Bilesik_faiz_hesaplama_yontemi\" >Bile\u015fik faiz hesaplama y\u00f6ntemi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/farhadsalimi.com\/tr\/bilesik-faiz-nedir-nasil-hesaplanir\/#Bilesik_faiz_hesaplamasinda_kural_72_nedir\" >Bile\u015fik faiz hesaplamas\u0131nda kural 72 nedir?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/farhadsalimi.com\/tr\/bilesik-faiz-nedir-nasil-hesaplanir\/#Ornek_bilesik_faiz_tablosu\" >\u00d6rnek bile\u015fik faiz tablosu<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/farhadsalimi.com\/tr\/bilesik-faiz-nedir-nasil-hesaplanir\/#Dijital_para_biriminde_bilesik_faizin_faydalari\" >Dijital para biriminde bile\u015fik faizin faydalar\u0131<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/farhadsalimi.com\/tr\/bilesik-faiz-nedir-nasil-hesaplanir\/#Uzun_vadede_zenginlik_yaratmak_ve_tasarruf_ve_yatirim_yapmaya_yardimci_olmak\" >Uzun vadede zenginlik yaratmak ve tasarruf ve yat\u0131r\u0131m yapmaya yard\u0131mc\u0131 olmak<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/farhadsalimi.com\/tr\/bilesik-faiz-nedir-nasil-hesaplanir\/#Zenginlik_erozyonu_riskinin_azaltilmasi\" >Zenginlik erozyonu riskinin azalt\u0131lmas\u0131<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/farhadsalimi.com\/tr\/bilesik-faiz-nedir-nasil-hesaplanir\/#Kredi_geri_odemesinde_faydali\" >Kredi geri \u00f6demesinde faydal\u0131<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"13158\" class=\"elementor elementor-13158 elementor-9427\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-94625df e-flex e-con-boxed e-con e-parent\" data-id=\"94625df\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d154225 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"d154225\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0628\u0647\u0631\u0647-\u06cc\u0627-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628-1024x512.jpg\" class=\"attachment-large size-large wp-image-12504\" alt=\"\" srcset=\"https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0628\u0647\u0631\u0647-\u06cc\u0627-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628-1024x512.jpg 1024w, https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0628\u0647\u0631\u0647-\u06cc\u0627-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628-300x150.jpg 300w, https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0628\u0647\u0631\u0647-\u06cc\u0627-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628-768x384.jpg 768w, https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0628\u0647\u0631\u0647-\u06cc\u0627-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628-1000x500.jpg 1000w, https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0628\u0647\u0631\u0647-\u06cc\u0627-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628-670x335.jpg 670w, https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0628\u0647\u0631\u0647-\u06cc\u0627-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0bc6d30 e-flex e-con-boxed e-con e-parent\" data-id=\"0bc6d30\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e24cb03 elementor-widget elementor-widget-text-editor\" data-id=\"e24cb03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\">Bile\u015fik faiz, m\u00fclk\u00fcn\u00fczden ba\u015flang\u0131\u00e7 \u200b\u200btutar\u0131 ve \u00f6nceki d\u00f6nem k\u00e2rlar\u0131n\u0131n k\u00fcm\u00fclatif olarak elde edilmesinden elde edilen k\u00e2r\u0131 ifade eder. Dijital para birimine, menkul k\u0131ymetlere, borsaya, alt\u0131na vb. yat\u0131r\u0131m yapman\u0131n en iyi yollar\u0131ndan biri bile\u015fik faiz kullanmakt\u0131r.<\/p>\n<p style=\"text-align: justify;\">Dijital para birimindeki bile\u015fik faiz, finansal piyasalarda \u00f6nceki faizlere dayal\u0131 olarak k\u00e2r\u0131n artma olas\u0131l\u0131\u011f\u0131n\u0131 ifade eden \u00f6nemli bir kavramd\u0131r. Dijital para piyasas\u0131nda bu kar, yat\u0131r\u0131m b\u00fcy\u00fcmesini ve karl\u0131l\u0131\u011f\u0131 art\u0131rmak i\u00e7in g\u00fc\u00e7l\u00fc bir ara\u00e7 olarak kullan\u0131l\u0131r. Yat\u0131r\u0131mc\u0131lar ayl\u0131k bile\u015fik faiz hesaplama form\u00fcl\u00fc ve bile\u015fik faiz hesaplamas\u0131 ile uzun vadede \u00f6nemli sermaye miktar\u0131n\u0131 bilebilmektedir.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ed3dfdd e-flex e-con-boxed e-con e-parent\" data-id=\"ed3dfdd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4446509 elementor-widget elementor-widget-text-editor\" data-id=\"4446509\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\">Devam\u0131n\u0131 oku: <a style=\"color: #000000;\" title=\"Dijital para birimine yat\u0131r\u0131m yapmay\u0131 \u00f6\u011frenmek\" href=\"https:\/\/farhadsalimi.com\/tr\/dijital-para-birimine-yatirim-yapmayi-ogrenmek\/\">Dijital para birimine yat\u0131r\u0131m yapmay\u0131 \u00f6\u011frenme<\/a><br \/><\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6a579f2 e-flex e-con-boxed e-con e-parent\" data-id=\"6a579f2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7a2a8a2 elementor-widget elementor-widget-text-editor\" data-id=\"7a2a8a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\">\u015eu anda dijital para piyasas\u0131ndaki finansal risk endi\u015fesinin, en iyi yat\u0131r\u0131m y\u00f6ntemini se\u00e7me endi\u015fesine d\u00f6n\u00fc\u015ft\u00fc\u011f\u00fc g\u00f6z \u00f6n\u00fcne al\u0131nd\u0131\u011f\u0131nda; Bile\u015fik faiz bir\u00e7ok yat\u0131r\u0131mc\u0131n\u0131n finansal hedeflerine ula\u015fmas\u0131na yard\u0131mc\u0131 oldu.<\/p>\n<p style=\"text-align: justify;\">Ancak \u015fu anda \u00e7ok az ki\u015fi dijital para biriminde bile\u015fik faiz stratejisini kullan\u0131yor. Bu kavram\u0131 anlamak yaln\u0131zca kripto para birimlerine yat\u0131r\u0131m yapmay\u0131 daha heyecanl\u0131 hale getirmekle kalmayacak, ayn\u0131 zamanda etkileri insanlar\u0131n finansal hayatlar\u0131n\u0131n di\u011fer y\u00f6nlerinde de g\u00f6r\u00fclecektir. Bu ama\u00e7la bu kavram\u0131 ve bile\u015fik faizin nas\u0131l hesaplanaca\u011f\u0131n\u0131 ve ayl\u0131k bile\u015fik faiz hesaplama form\u00fcl\u00fcn\u00fc daha detayl\u0131 ele alaca\u011f\u0131m.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-40951c3 e-flex e-con-boxed e-con e-parent\" data-id=\"40951c3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b60c7ba elementor-widget elementor-widget-text-editor\" data-id=\"b60c7ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\">Devam\u0131n\u0131 oku: <a style=\"color: #000000;\" title=\"finansal risk\" href=\"https:\/\/farhadsalimi.com\/tr\/dijital-para-piyasasinda-finansal-risk-turleri-ve-yatirim-riski-yonetimi-egitimi\/\">dijital para piyasas\u0131ndaki finansal risk t\u00fcrleri ve yat\u0131r\u0131m riski y\u00f6netimi e\u011fitimi<\/a><br \/><\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8529144 e-flex e-con-boxed e-con e-parent\" data-id=\"8529144\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e00122a elementor-widget elementor-widget-text-editor\" data-id=\"e00122a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Faiz_veya_bilesik_faiz_nedir\"><\/span>Faiz veya bile\u015fik faiz nedir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Bile\u015fik faiz, orta\u00e7a\u011f Avrupa&#8217;s\u0131nda basit faize dayanan bir finansal kavrama dayanarak ortaya \u00e7\u0131kt\u0131. Yat\u0131r\u0131mlara ve kredilere olan faizi hesaplamak i\u00e7in s\u0131kl\u0131kla basit faiz kullan\u0131ld\u0131. Ancak basit ilgiden t\u00fcretilen bile\u015fik faiz kavram\u0131, 17. y\u00fczy\u0131lda \u0130sko\u00e7 matematik\u00e7i James Brown taraf\u0131ndan \u00f6nerilmi\u015ftir. Brown, 1714 y\u0131l\u0131nda <a title=\"Aritmeticae D\u00f6rd\u00fclleme\" href=\"https:\/\/www.amazon.com\/Arithmetic-Infinitesimals-Mathematics-Physical-Sciences\/dp\/0387207090\" target=\"_blank\" rel=\"noopener\">Arithmeticae Quadrature<\/a> adl\u0131 kitab\u0131nda bile\u015fik faiz kavram\u0131n\u0131 tan\u0131mlad\u0131. Bu kitapta bile\u015fik faizde o y\u0131l\u0131n k\u00e2r\u0131n\u0131n orijinal sermayeye eklendi\u011fini, ertesi y\u0131l k\u00e2r\u0131n yeni varl\u0131k \u00fczerinden hesapland\u0131\u011f\u0131n\u0131 belirtmi\u015fti. Yava\u015f yava\u015f bu fikir, i\u015f ve yat\u0131r\u0131m alan\u0131nda basit k\u00e2r kavram\u0131n\u0131n yerini ald\u0131.<\/p>\n<p style=\"text-align: justify;\">Darren Hardy&#8217;nin The Compounding Effect adl\u0131 kitab\u0131n\u0131 okuyarak, bile\u015fik faizin uzun vadede kapitalist ya\u015fam\u0131n\u0131z\u0131 nas\u0131l \u015fa\u015f\u0131rtabilece\u011fi kavram\u0131 hakk\u0131nda daha fazla bilgi edineceksiniz.<\/p>\n<p style=\"text-align: justify;\">Bile\u015fik faiz sermaye b\u00fcy\u00fcmesi anlam\u0131na gelir. Bile\u015fik faizin hesaplanmas\u0131, y\u0131ll\u0131k k\u00e2rlar\u0131n orijinal sermaye ve ge\u00e7mi\u015f y\u0131l k\u00e2rlar\u0131yla birle\u015fimine dayanmaktad\u0131r. Bile\u015fik faiz stratejisinde orijinal sermayeye yeni karlar eklenir ve sonraki y\u0131llarda hesaplama yeni sermayeden elde edilen kar esas al\u0131narak yap\u0131l\u0131r. Bu sayede sermaye her y\u0131l b\u00fcy\u00fcyerek daha fazla kar elde edilir.<\/p>\n<p style=\"text-align: justify;\">Bu s\u00fcre\u00e7, bile\u015fik faiz tutar\u0131n\u0131 s\u00fcrekli olarak geleneksel y\u00f6ntemlerin k\u00e2r\u0131ndan \u00e7ok daha y\u00fcksek hale getirir ve sermayeye uzun vadeli etkisi nedeniyle y\u00fcksek bir b\u00fcy\u00fcme elde eder. Bile\u015fik faiz genellikle yat\u0131r\u0131m, bankac\u0131l\u0131k ve sigortac\u0131l\u0131k gibi sekt\u00f6rlerde uzun vadeli yat\u0131r\u0131mlarda kullan\u0131lmakta olup alt\u0131 ayl\u0131k, y\u0131ll\u0131k, ayl\u0131k ve \u00fc\u00e7 ayl\u0131k olarak hesaplanabilmektedir. Dijital para birimindeki bile\u015fik faiz, \u00f6nemli fiyat dalgalanmalar\u0131 nedeniyle daha fazla kar elde etmek i\u00e7in ko\u015fullar sa\u011flar.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8955881 e-flex e-con-boxed e-con e-parent\" data-id=\"8955881\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63ba559 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"63ba559\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0631\u0648\u0634-\u0645\u062d\u0627\u0633\u0628\u0647-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628-1024x512.jpg\" class=\"attachment-large size-large wp-image-12506\" alt=\"\" srcset=\"https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0631\u0648\u0634-\u0645\u062d\u0627\u0633\u0628\u0647-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628-1024x512.jpg 1024w, https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0631\u0648\u0634-\u0645\u062d\u0627\u0633\u0628\u0647-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628-300x150.jpg 300w, https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0631\u0648\u0634-\u0645\u062d\u0627\u0633\u0628\u0647-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628-768x384.jpg 768w, https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0631\u0648\u0634-\u0645\u062d\u0627\u0633\u0628\u0647-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628-1000x500.jpg 1000w, https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0631\u0648\u0634-\u0645\u062d\u0627\u0633\u0628\u0647-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628-670x335.jpg 670w, https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0631\u0648\u0634-\u0645\u062d\u0627\u0633\u0628\u0647-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1d79f98 e-flex e-con-boxed e-con e-parent\" data-id=\"1d79f98\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f385faf elementor-widget elementor-widget-text-editor\" data-id=\"f385faf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Bilesik_faiz_hesaplama_yontemi\"><\/span>Bile\u015fik faiz hesaplama y\u00f6ntemi<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Yat\u0131r\u0131mc\u0131lar\u0131n yayg\u0131n hatalar\u0131ndan biri, dijital para birimine ili\u015fkin yeterli bilgi ve e\u011fitim olmadan dijital para ticareti piyasas\u0131na girmektir.  <\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d03d2b7 e-flex e-con-boxed e-con e-parent\" data-id=\"d03d2b7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-208ab0d elementor-widget elementor-widget-text-editor\" data-id=\"208ab0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\">Devam\u0131n\u0131 oku: <a style=\"color: #000000;\" title=\"S\u0131f\u0131rdan y\u00fcze \u00fccretsiz dijital para e\u011fitimi\" href=\"https:\/\/farhadsalimi.com\/tr\/sifirdan-yuze-ucretsiz-dijital-para-egitimi\/\">S\u0131f\u0131rdan y\u00fcze kadar \u00fccretsiz dijital para e\u011fitimi<\/a><br \/><\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b946091 e-flex e-con-boxed e-con e-parent\" data-id=\"b946091\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dec011b elementor-widget elementor-widget-text-editor\" data-id=\"dec011b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\">Kullan\u0131c\u0131lar\u0131n dijital para piyasas\u0131na olan ilgisinin artmas\u0131 ve yeni dijital para birimlerinin piyasaya s\u00fcr\u00fclmesi, her g\u00fcn bir\u00e7ok insan\u0131 bu pazara y\u00f6nlendirmektedir. Bu yeni ba\u015flayanlar ilk s\u00fcre\u00e7te yat\u0131r\u0131m stratejilerini unutuyorlar.<\/p>\n<p style=\"text-align: justify;\">Kimisi bu riskli alana sadece hayat sermayesiyle girerken, kimisi de piyasay\u0131 bilmeden yeni kripto paralar almaya ba\u015fl\u0131yor. Kapitalizmin ruhuna sahip olman\u0131n yan\u0131 s\u0131ra bile\u015fik faizde de \u00f6nemli prensip sab\u0131rd\u0131r. Unutmay\u0131n, bir trader veya yat\u0131r\u0131mc\u0131n\u0131n dikkat etmesi gereken en \u00f6nemli ilkelerden biri, yat\u0131r\u0131m\u0131n geri d\u00f6n\u00fc\u015f oran\u0131n\u0131 hesaplamakt\u0131r.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1633b98 e-flex e-con-boxed e-con e-parent\" data-id=\"1633b98\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ff386c elementor-widget elementor-widget-text-editor\" data-id=\"7ff386c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\">Devam\u0131n\u0131 oku: <a style=\"color: #000000;\" title=\"Kapitalizmin Ruhu veya Protestan Ahlak\u0131\" href=\"https:\/\/farhadsalimi.com\/tr\/kapitalizmin-ruhu-veya-protestan-ahlaki\/\">Kapitalizmin Ruhu veya Protestan Ahlak\u0131<\/a><br \/><\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aabbe17 e-flex e-con-boxed e-con e-parent\" data-id=\"aabbe17\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29a4445 elementor-widget elementor-widget-text-editor\" data-id=\"29a4445\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\">Kullan\u0131c\u0131lar\u0131n dijital para piyasas\u0131na olan ilgisinin artmas\u0131 ve yeni dijital para birimlerinin piyasaya s\u00fcr\u00fclmesi, her g\u00fcn bir\u00e7ok insan\u0131 bu pazara y\u00f6nlendirmektedir. Bu yeni ba\u015flayanlar ilk s\u00fcre\u00e7te yat\u0131r\u0131m stratejilerini unutuyorlar.<\/p>\n<p style=\"text-align: justify;\">Kimisi bu riskli alana sadece hayat sermayesiyle girerken, kimisi de piyasay\u0131 bilmeden yeni kripto paralar almaya ba\u015fl\u0131yor. Kapitalizmin ruhuna sahip olman\u0131n yan\u0131 s\u0131ra bile\u015fik faizde de \u00f6nemli prensip sab\u0131rd\u0131r. Unutmay\u0131n, bir trader veya yat\u0131r\u0131mc\u0131n\u0131n dikkat etmesi gereken en \u00f6nemli ilkelerden biri, yat\u0131r\u0131m\u0131n geri d\u00f6n\u00fc\u015f oran\u0131n\u0131 hesaplamakt\u0131r.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-44206b1 e-flex e-con-boxed e-con e-parent\" data-id=\"44206b1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f02b3d elementor-invisible elementor-widget elementor-widget-image\" data-id=\"4f02b3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"614\" src=\"https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0646\u062d\u0648\u0647-\u0645\u062d\u0627\u0633\u0628\u0647-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628-1024x614.jpg\" class=\"attachment-large size-large wp-image-12508\" alt=\"\" srcset=\"https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0646\u062d\u0648\u0647-\u0645\u062d\u0627\u0633\u0628\u0647-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628-1024x614.jpg 1024w, https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0646\u062d\u0648\u0647-\u0645\u062d\u0627\u0633\u0628\u0647-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628-300x180.jpg 300w, https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0646\u062d\u0648\u0647-\u0645\u062d\u0627\u0633\u0628\u0647-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628-768x461.jpg 768w, https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0646\u062d\u0648\u0647-\u0645\u062d\u0627\u0633\u0628\u0647-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628.jpg 1536w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-daf7349 e-flex e-con-boxed e-con e-parent\" data-id=\"daf7349\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8070ce9 elementor-widget elementor-widget-text-editor\" data-id=\"8070ce9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\">Dijital para biriminde bile\u015fik faiz stratejisi e\u011fitimi, kripto para piyasas\u0131n\u0131n pompalama ve bo\u015faltmas\u0131ndan haberdar olan, kripto para piyasas\u0131n\u0131n balinalar\u0131na kolayca kanmayan ki\u015filer i\u00e7in uygundur.  <\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fa63b86 e-flex e-con-boxed e-con e-parent\" data-id=\"fa63b86\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39de751 elementor-widget elementor-widget-text-editor\" data-id=\"39de751\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\">Devam\u0131n\u0131 oku: <a style=\"color: #000000;\" title=\"Dijital para biriminde pompalama ve bo\u015faltma\" href=\"https:\/\/farhadsalimi.com\/tr\/dijital-para-biriminde-pompalama-ve-bosaltma\/\">Dijital para biriminde pompalama ve bo\u015faltma (Pump and Dump)<\/a><br \/><\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-91aa39b e-flex e-con-boxed e-con e-parent\" data-id=\"91aa39b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c23b2e2 elementor-widget elementor-widget-text-editor\" data-id=\"c23b2e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\">Ayl\u0131k veya y\u0131ll\u0131k bile\u015fik faiz hesaplama form\u00fcl\u00fcn\u00fc kullanarak faiz veya kar\u0131n\u0131z\u0131 hesaplayabilirsiniz. Ayl\u0131k veya y\u0131ll\u0131k bile\u015fik faiz hesaplama form\u00fcl\u00fc a\u015fa\u011f\u0131daki gibidir:<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d281390 e-flex e-con-boxed e-con e-parent\" data-id=\"d281390\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c8bd7bb e-con-full e-flex e-con e-child\" data-id=\"c8bd7bb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1f951e0 e-con-full e-flex e-con e-child\" data-id=\"1f951e0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dde7781 elementor-widget elementor-widget-text-editor\" data-id=\"dde7781\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">A=P(1+r\/n)<\/span> <sup><span style=\"color: #ffffff;\">(nt)<\/span><\/sup> <\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0db4cb9 e-con-full e-flex e-con e-child\" data-id=\"0db4cb9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-da763fa e-flex e-con-boxed e-con e-parent\" data-id=\"da763fa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-15b03a6 ee-table--responsive ee-table-mobile-header--row elementor-widget elementor-widget-table\" data-id=\"15b03a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;mobile_headers_auto&quot;:&quot;yes&quot;}\" data-widget_type=\"table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\n\t\t<table class=\"ee-table ee-table--odd ee-table--rules\">\n\n\t\t\t\t\t\t<colgroup>\n\t\t\t\t\t\t\t\t<col span=\"1\" class=\"elementor-repeater-item-65b31ed\">\n\t\t\t\t\t\t\t<\/colgroup>\n\t\t<thead>\n\t\t\t<tr class=\"ee-table__row\">\n\n\t\t\t<th class=\"ee-table__cell elementor-repeater-item-89d08ca\">\n\t\t\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">\u0645\u0641\u0627\u0647\u06cc\u0645<\/span>\n\n\t\t\t\t\t\t\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/th>\n\n\t\t\t<th class=\"ee-table__cell elementor-repeater-item-9061827\">\n\t\t\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">\u0645\u0639\u0627\u0646\u06cc<\/span>\n\n\t\t\t\t\t\t\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/tr>\n\t\t<\/thead><tbody><tr class=\"ee-table__row elementor-repeater-item-7c98272\">\n\t\t<td class=\"ee-table__cell elementor-repeater-item-8a02813\" data-title=\"\u0645\u0641\u0627\u0647\u06cc\u0645\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">A<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-3ef5401\" data-title=\"\u0645\u0639\u0627\u0646\u06cc\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">Elde edilen yat\u0131r\u0131m\u0131n nihai kar\u0131 veya nihai de\u011feri<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><\/tr><tr class=\"ee-table__row elementor-repeater-item-cf27295\">\n\n\t\t<td class=\"ee-table__cell elementor-repeater-item-1e34ac4\" data-title=\"\u0645\u0641\u0627\u0647\u06cc\u0645\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">P<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-4ff581f\" data-title=\"\u0645\u0639\u0627\u0646\u06cc\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">\u0130lk yat\u0131r\u0131m tutar\u0131<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><\/tr><tr class=\"ee-table__row elementor-repeater-item-0b86028\">\n\n\t\t<td class=\"ee-table__cell elementor-repeater-item-7cb3412\" data-title=\"\u0645\u0641\u0627\u0647\u06cc\u0645\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">R<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-f97626c\" data-title=\"\u0645\u0639\u0627\u0646\u06cc\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">Faiz oran\u0131 (i\u015flem ba\u015f\u0131na beklenen faiz oran\u0131)<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><\/tr><tr class=\"ee-table__row elementor-repeater-item-a553617\">\n\n\t\t<td class=\"ee-table__cell elementor-repeater-item-e913dab\" data-title=\"\u0645\u0641\u0627\u0647\u06cc\u0645\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">N<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-fbf7612\" data-title=\"\u0645\u0639\u0627\u0646\u06cc\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">Bile\u015fik faiz s\u00fcreleri (belirli bir s\u00fcre i\u00e7inde bu faizle kazand\u0131\u011f\u0131m\u0131z para say\u0131s\u0131)<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><\/tr><tr class=\"ee-table__row elementor-repeater-item-b2dd9a5\">\n\n\t\t<td class=\"ee-table__cell elementor-repeater-item-260f771\" data-title=\"\u0645\u0641\u0627\u0647\u06cc\u0645\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">T<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-588458c\" data-title=\"\u0645\u0639\u0627\u0646\u06cc\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">Yat\u0131r\u0131m yapma zaman\u0131<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><\/tr>\n\t\t\t<\/tbody>\n\t\t<\/table>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1aaacfa e-flex e-con-boxed e-con e-parent\" data-id=\"1aaacfa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-07c48cf elementor-invisible elementor-widget elementor-widget-image\" data-id=\"07c48cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0642\u0627\u0646\u0648\u0646-72-\u062f\u0631-\u0645\u062d\u0627\u0633\u0628\u0647-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628-1024x512.jpg\" class=\"attachment-large size-large wp-image-12510\" alt=\"\" srcset=\"https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0642\u0627\u0646\u0648\u0646-72-\u062f\u0631-\u0645\u062d\u0627\u0633\u0628\u0647-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628-1024x512.jpg 1024w, https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0642\u0627\u0646\u0648\u0646-72-\u062f\u0631-\u0645\u062d\u0627\u0633\u0628\u0647-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628-300x150.jpg 300w, https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0642\u0627\u0646\u0648\u0646-72-\u062f\u0631-\u0645\u062d\u0627\u0633\u0628\u0647-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628-768x384.jpg 768w, https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0642\u0627\u0646\u0648\u0646-72-\u062f\u0631-\u0645\u062d\u0627\u0633\u0628\u0647-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628-1000x500.jpg 1000w, https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0642\u0627\u0646\u0648\u0646-72-\u062f\u0631-\u0645\u062d\u0627\u0633\u0628\u0647-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628-670x335.jpg 670w, https:\/\/farhadsalimi.com\/wp-content\/uploads\/2024\/03\/\u0642\u0627\u0646\u0648\u0646-72-\u062f\u0631-\u0645\u062d\u0627\u0633\u0628\u0647-\u0633\u0648\u062f-\u0645\u0631\u06a9\u0628.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-83445c8 e-flex e-con-boxed e-con e-parent\" data-id=\"83445c8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aab0c9f elementor-widget elementor-widget-text-editor\" data-id=\"aab0c9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Bilesik_faiz_hesaplamasinda_kural_72_nedir\"><\/span>Bile\u015fik faiz hesaplamas\u0131nda kural 72 nedir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Yat\u0131r\u0131lan paray\u0131 ikiye katlamak i\u00e7in gereken s\u00fcreyi hesaplaman\u0131n basit bir yolu olan 72 kural\u0131na g\u00f6re, 72 say\u0131s\u0131n\u0131 al\u0131nan faiz oran\u0131na b\u00f6lmeniz yeterlidir ve sonu\u00e7, sermaye i\u00e7in gereken yakla\u015f\u0131k y\u0131l say\u0131s\u0131n\u0131 g\u00f6sterir. ikiye katlamak.<\/p>\n<p style=\"text-align: justify;\">Yani faiz oran\u0131 %8 ise sermayenizi ikiye katlaman\u0131z (72&#8217;nin 8&#8217;e b\u00f6l\u00fcnmesi sonucu) yakla\u015f\u0131k 9 y\u0131l s\u00fcrecektir.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ornek_bilesik_faiz_tablosu\"><\/span>\u00d6rnek bile\u015fik faiz tablosu<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Bile\u015fik faiz kavram\u0131n\u0131n daha iyi anla\u015f\u0131lmas\u0131 i\u00e7in a\u015fa\u011f\u0131daki tablodan yola \u00e7\u0131karak bir \u00f6rnek verece\u011fim. Hesab\u0131n\u0131zda 10.000$ oldu\u011funu ve bunun y\u0131ll\u0131k %5 faiz getirdi\u011fini hayal edin. Sermayenizin 10 y\u0131l sonraki tutar\u0131 a\u015fa\u011f\u0131daki tabloya g\u00f6re bile\u015fik faiz hesaplamas\u0131yla elde edilir.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1b563bb e-flex e-con-boxed e-con e-parent\" data-id=\"1b563bb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6336160 ee-table--responsive ee-table-mobile-header--row elementor-widget elementor-widget-table\" data-id=\"6336160\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;mobile_headers_auto&quot;:&quot;yes&quot;}\" data-widget_type=\"table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\n\t\t<table class=\"ee-table ee-table--odd ee-table--rules\">\n\n\t\t\t\t\t\t<colgroup>\n\t\t\t\t\t\t\t\t<col span=\"1\" class=\"elementor-repeater-item-65b31ed\">\n\t\t\t\t\t\t\t<\/colgroup>\n\t\t<thead>\n\t\t\t<tr class=\"ee-table__row\">\n\n\t\t\t<th class=\"ee-table__cell elementor-repeater-item-89d08ca\">\n\t\t\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">\u0637\u0648\u0644 \u062f\u0648\u0631\u0647\t<\/span>\n\n\t\t\t\t\t\t\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/th>\n\n\t\t\t<th class=\"ee-table__cell elementor-repeater-item-9061827\">\n\t\t\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">\u0633\u0631\u0645\u0627\u06cc\u0647 \u0627\u0648\u0644\u06cc\u0647 ($)\t<\/span>\n\n\t\t\t\t\t\t\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/th>\n\n\t\t\t<th class=\"ee-table__cell elementor-repeater-item-0368a81\">\n\t\t\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">\u0633\u0648\u062f \u0628\u0627 \u0646\u0631\u062e \u06f5% ($)\t<\/span>\n\n\t\t\t\t\t\t\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/th>\n\n\t\t\t<th class=\"ee-table__cell elementor-repeater-item-697c802\">\n\t\t\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">\u0633\u0631\u0645\u0627\u06cc\u0647 \u0646\u0647\u0627\u06cc\u06cc ($)<\/span>\n\n\t\t\t\t\t\t\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/tr>\n\t\t<\/thead><tbody><tr class=\"ee-table__row elementor-repeater-item-7c98272\">\n\t\t<td class=\"ee-table__cell elementor-repeater-item-8a02813\" data-title=\"\u0637\u0648\u0644 \u062f\u0648\u0631\u0647\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">ilk y\u0131l  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-8dc239e\" data-title=\"\u0633\u0631\u0645\u0627\u06cc\u0647 \u0627\u0648\u0644\u06cc\u0647 ($)\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">10.000 x %5  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-7fc4ac2\" data-title=\"\u0633\u0648\u062f \u0628\u0627 \u0646\u0631\u062e \u06f5% ($)\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">500  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-3ef5401\" data-title=\"\u0633\u0631\u0645\u0627\u06cc\u0647 \u0646\u0647\u0627\u06cc\u06cc ($)\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">10.500<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><\/tr><tr class=\"ee-table__row elementor-repeater-item-cf27295\">\n\n\t\t<td class=\"ee-table__cell elementor-repeater-item-1e34ac4\" data-title=\"\u0637\u0648\u0644 \u062f\u0648\u0631\u0647\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">ikinci y\u0131l  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-09b4d3e\" data-title=\"\u0633\u0631\u0645\u0627\u06cc\u0647 \u0627\u0648\u0644\u06cc\u0647 ($)\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">10.500 x %5<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-760be30\" data-title=\"\u0633\u0648\u062f \u0628\u0627 \u0646\u0631\u062e \u06f5% ($)\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">525  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-4ff581f\" data-title=\"\u0633\u0631\u0645\u0627\u06cc\u0647 \u0646\u0647\u0627\u06cc\u06cc ($)\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">11.025<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><\/tr><tr class=\"ee-table__row elementor-repeater-item-0b86028\">\n\n\t\t<td class=\"ee-table__cell elementor-repeater-item-7cb3412\" data-title=\"\u0637\u0648\u0644 \u062f\u0648\u0631\u0647\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">\u00fc\u00e7\u00fcnc\u00fc y\u0131l  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-f97626c\" data-title=\"\u0633\u0631\u0645\u0627\u06cc\u0647 \u0627\u0648\u0644\u06cc\u0647 ($)\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">11.025x%5  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-a479d9a\" data-title=\"\u0633\u0648\u062f \u0628\u0627 \u0646\u0631\u062e \u06f5% ($)\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">551.25  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-c1e29ec\" data-title=\"\u0633\u0631\u0645\u0627\u06cc\u0647 \u0646\u0647\u0627\u06cc\u06cc ($)\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">11.576,25<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><\/tr><tr class=\"ee-table__row elementor-repeater-item-a553617\">\n\n\t\t<td class=\"ee-table__cell elementor-repeater-item-e913dab\" data-title=\"\u0637\u0648\u0644 \u062f\u0648\u0631\u0647\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">d\u00f6rd\u00fcnc\u00fc y\u0131l  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-fbf7612\" data-title=\"\u0633\u0631\u0645\u0627\u06cc\u0647 \u0627\u0648\u0644\u06cc\u0647 ($)\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">11.576,25 x %5<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-e681170\" data-title=\"\u0633\u0648\u062f \u0628\u0627 \u0646\u0631\u062e \u06f5% ($)\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">578.81<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-55dcbee\" data-title=\"\u0633\u0631\u0645\u0627\u06cc\u0647 \u0646\u0647\u0627\u06cc\u06cc ($)\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">12.155,06<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><\/tr><tr class=\"ee-table__row elementor-repeater-item-b2dd9a5 \u06f1\u06f1,\u06f0\u06f2\u06f5 x 5%\">\n\n\t\t<td class=\"ee-table__cell elementor-repeater-item-588458c\" data-title=\"\u0637\u0648\u0644 \u062f\u0648\u0631\u0647\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">be\u015finci sene  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-766df78\" data-title=\"\u0633\u0631\u0645\u0627\u06cc\u0647 \u0627\u0648\u0644\u06cc\u0647 ($)\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">12.155,06x5%  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-f2e96fa\" data-title=\"\u0633\u0648\u062f \u0628\u0627 \u0646\u0631\u062e \u06f5% ($)\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">607.75  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-f85012f\" data-title=\"\u0633\u0631\u0645\u0627\u06cc\u0647 \u0646\u0647\u0627\u06cc\u06cc ($)\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">12.762,82<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><\/tr><tr class=\"ee-table__row elementor-repeater-item-dc5c0ba \u06f1\u06f1,\u06f0\u06f2\u06f5 x 5%\">\n\n\t\t<td class=\"ee-table__cell elementor-repeater-item-1fba687\" data-title=\"\u0637\u0648\u0644 \u062f\u0648\u0631\u0647\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">alt\u0131nc\u0131 y\u0131l  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-c57eaf3\" data-title=\"\u0633\u0631\u0645\u0627\u06cc\u0647 \u0627\u0648\u0644\u06cc\u0647 ($)\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">12.762,82 x %5  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-8511648\" data-title=\"\u0633\u0648\u062f \u0628\u0627 \u0646\u0631\u062e \u06f5% ($)\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">638.14  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-d9b2943\" data-title=\"\u0633\u0631\u0645\u0627\u06cc\u0647 \u0646\u0647\u0627\u06cc\u06cc ($)\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">13.400,96<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><\/tr><tr class=\"ee-table__row elementor-repeater-item-0d86189 \u06f1\u06f1,\u06f0\u06f2\u06f5 x 5%\">\n\n\t\t<td class=\"ee-table__cell elementor-repeater-item-2a65a7c\" data-title=\"\u0637\u0648\u0644 \u062f\u0648\u0631\u0647\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">yedinci y\u0131l  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-6002ac1\" data-title=\"\u0633\u0631\u0645\u0627\u06cc\u0647 \u0627\u0648\u0644\u06cc\u0647 ($)\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">13.400,96 x %5  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-4f1dde8\" data-title=\"\u0633\u0648\u062f \u0628\u0627 \u0646\u0631\u062e \u06f5% ($)\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">670.05  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-20f0360\" data-title=\"\u0633\u0631\u0645\u0627\u06cc\u0647 \u0646\u0647\u0627\u06cc\u06cc ($)\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">14.071<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><\/tr><tr class=\"ee-table__row elementor-repeater-item-be4ac92 \u06f1\u06f1,\u06f0\u06f2\u06f5 x 5%\">\n\n\t\t<td class=\"ee-table__cell elementor-repeater-item-245a01f\" data-title=\"\u0637\u0648\u0644 \u062f\u0648\u0631\u0647\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">sekizinci y\u0131l  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-2224aa4\" data-title=\"\u0633\u0631\u0645\u0627\u06cc\u0647 \u0627\u0648\u0644\u06cc\u0647 ($)\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">14.071 x %5  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-6007c04\" data-title=\"\u0633\u0648\u062f \u0628\u0627 \u0646\u0631\u062e \u06f5% ($)\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">703.55  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-645357f\" data-title=\"\u0633\u0631\u0645\u0627\u06cc\u0647 \u0646\u0647\u0627\u06cc\u06cc ($)\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">14.774,55<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><\/tr><tr class=\"ee-table__row elementor-repeater-item-1da392b \u06f1\u06f1,\u06f0\u06f2\u06f5 x 5%\">\n\n\t\t<td class=\"ee-table__cell elementor-repeater-item-1414e0b\" data-title=\"\u0637\u0648\u0644 \u062f\u0648\u0631\u0647\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">dokuzuncu y\u0131l  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-27ebcd7\" data-title=\"\u0633\u0631\u0645\u0627\u06cc\u0647 \u0627\u0648\u0644\u06cc\u0647 ($)\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">14.774,55x%5  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-5cb8893\" data-title=\"\u0633\u0648\u062f \u0628\u0627 \u0646\u0631\u062e \u06f5% ($)\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">738.73<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-e78069a\" data-title=\"\u0633\u0631\u0645\u0627\u06cc\u0647 \u0646\u0647\u0627\u06cc\u06cc ($)\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">15.513,28<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><\/tr><tr class=\"ee-table__row elementor-repeater-item-db59fac \u06f1\u06f1,\u06f0\u06f2\u06f5 x 5%\">\n\n\t\t<td class=\"ee-table__cell elementor-repeater-item-cd928a9\" data-title=\"\u0637\u0648\u0644 \u062f\u0648\u0631\u0647\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">10. y\u0131l  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-a003be0\" data-title=\"\u0633\u0631\u0645\u0627\u06cc\u0647 \u0627\u0648\u0644\u06cc\u0647 ($)\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">15.513,28 x %5  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-782d78d\" data-title=\"\u0633\u0648\u062f \u0628\u0627 \u0646\u0631\u062e \u06f5% ($)\t\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">775.66  <\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><td class=\"ee-table__cell elementor-repeater-item-d9f3d79\" data-title=\"\u0633\u0631\u0645\u0627\u06cc\u0647 \u0646\u0647\u0627\u06cc\u06cc ($)\">\n\t\t\t<span class=\"ee-table__text\"><span class=\"ee-table__text__inner\">16.288,95<\/span>\n\n\t\t\t<\/span>\n\t\t<\/td><\/tr>\n\t\t\t<\/tbody>\n\t\t<\/table>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b99386d e-flex e-con-boxed e-con e-parent\" data-id=\"b99386d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-87516ec elementor-widget elementor-widget-text-editor\" data-id=\"87516ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">R: 0,05<\/p>\n<p style=\"text-align: center;\">N: 1<\/p>\n<p style=\"text-align: center;\">T: 10<\/p>\n<p style=\"text-align: center;\">A=10000(1+0,05\/1) <sup>(<\/sup> <sup>1<\/sup> <sup>x<\/sup> <sup>10<\/sup> <sup>)<\/sup> = 16288,95<\/p>\n<p style=\"text-align: justify;\">Dolay\u0131s\u0131yla bile\u015fik faiz hesaplan\u0131rken bu yat\u0131r\u0131ma 10 y\u0131l sonraki bile\u015fik faiziniz 16288,95 dolara e\u015fit oluyor. Ayl\u0131k ve y\u0131ll\u0131k bile\u015fik faiz hesaplamaya y\u00f6nelik bu tablo ve form\u00fcl, kripto para piyasas\u0131na yat\u0131r\u0131m yapmak i\u00e7in kullan\u0131labilir.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Dijital_para_biriminde_bilesik_faizin_faydalari\"><\/span>Dijital para biriminde bile\u015fik faizin faydalar\u0131<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Dijital para birimindeki bile\u015fik faiz, yat\u0131r\u0131mc\u0131ya bir\u00e7ok fayda sa\u011flayabilir ve bunlar\u0131n t\u00fcm\u00fc h\u0131zl\u0131 servet art\u0131\u015f\u0131na yol a\u00e7acakt\u0131r. A\u015fa\u011f\u0131da dijital para biriminde bile\u015fik faizin faydalar\u0131na de\u011finece\u011fim:<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Uzun_vadede_zenginlik_yaratmak_ve_tasarruf_ve_yatirim_yapmaya_yardimci_olmak\"><\/span>Uzun vadede zenginlik yaratmak ve tasarruf ve yat\u0131r\u0131m yapmaya yard\u0131mc\u0131 olmak<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Yat\u0131r\u0131m ve tasarruf becerilerini birle\u015ftirmek, uzun vadede zenginlik olu\u015fturman\u0131za yard\u0131mc\u0131 olacakt\u0131r.<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Zenginlik_erozyonu_riskinin_azaltilmasi\"><\/span>Zenginlik erozyonu riskinin azalt\u0131lmas\u0131<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Faizin kademeli olarak artt\u0131r\u0131lmas\u0131, servetin zaman i\u00e7inde de\u011fer kaybetmesi riskini azaltabilir. Bu ayn\u0131 zamanda servetinizin de\u011ferini d\u00fc\u015f\u00fcren fakt\u00f6rlerin de azalmas\u0131na neden olur. \u00d6rne\u011fin enflasyon ve hayat pahal\u0131l\u0131\u011f\u0131n\u0131n artmas\u0131 sat\u0131n alma g\u00fcc\u00fcn\u00fcn d\u00fc\u015fmesine neden oluyor.<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Kredi_geri_odemesinde_faydali\"><\/span>Kredi geri \u00f6demesinde faydal\u0131<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Krediyi \u00f6demek i\u00e7in d\u00fc\u015f\u00fcn\u00fclen asgari tutar\u0131n \u00fczerinde para yat\u0131rman\u0131z daha az faiz \u00f6demenize neden olur.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8dffbc e-flex e-con-boxed e-con e-parent\" data-id=\"f8dffbc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f92b2eb elementor-widget elementor-widget-accordion\" data-id=\"f92b2eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2611\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2611\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Bile\u015fik faiz nas\u0131l hesaplan\u0131r?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2611\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2611\"><p style=\"text-align: justify;\">Banka faiz hesaplama sistemi bile\u015fik faize dayal\u0131 de\u011fildir; \u00c7\u00fcnk\u00fc bu \u015fekilde kullan\u0131l\u0131rsa bankalar h\u0131zla iflas eder. Dolay\u0131s\u0131yla bankada tasarruf yaparak bile\u015fik faiz elde edemeyeceksiniz.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2612\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2612\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Bile\u015fik faiz kazanman\u0131n en iyi yolu nedir?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2612\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2612\"><p style=\"text-align: justify;\">Bile\u015fik faiz kazanman\u0131n en iyi yolu sermaye piyasas\u0131na, dijital para birimine ve menkul k\u0131ymetlere yat\u0131r\u0131m yapmakt\u0131r.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Bile\u015fik faiz, m\u00fclk\u00fcn\u00fczden ba\u015flang\u0131\u00e7 \u200b\u200btutar\u0131 ve \u00f6nceki d\u00f6nem k\u00e2rlar\u0131n\u0131n k\u00fcm\u00fclatif olarak elde edilmesinden elde edilen k\u00e2r\u0131 ifade eder. Dijital para birimine, menkul k\u0131ymetlere, borsaya, alt\u0131na vb. yat\u0131r\u0131m yapman\u0131n en iyi&#8230;<\/p>\n","protected":false},"author":1,"featured_media":12502,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27],"tags":[],"class_list":{"0":"post-13158","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-articles-tr"},"_links":{"self":[{"href":"https:\/\/farhadsalimi.com\/tr\/wp-json\/wp\/v2\/posts\/13158","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/farhadsalimi.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/farhadsalimi.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/farhadsalimi.com\/tr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/farhadsalimi.com\/tr\/wp-json\/wp\/v2\/comments?post=13158"}],"version-history":[{"count":0,"href":"https:\/\/farhadsalimi.com\/tr\/wp-json\/wp\/v2\/posts\/13158\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/farhadsalimi.com\/tr\/wp-json\/wp\/v2\/media\/12502"}],"wp:attachment":[{"href":"https:\/\/farhadsalimi.com\/tr\/wp-json\/wp\/v2\/media?parent=13158"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/farhadsalimi.com\/tr\/wp-json\/wp\/v2\/categories?post=13158"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/farhadsalimi.com\/tr\/wp-json\/wp\/v2\/tags?post=13158"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}